Selling HDB

HDB cash proceeds calculator

Before you list your flat, work out what you'll actually walk away with — after your loan, CPF refund, HDB charges and fees.

Your figures

Property sale price (S$)

How did you finance your current flat purchase?

Outstanding loan amount (S$)

How much CPF monies have you utilised, including accrued interest? (S$) Check your OA here

Legal fee (S$)

Outstanding HDB payment

What are your outstanding upgrading costs?

Do you have to pay an upgrading levy?

Do you have to pay a resale levy?

Bank loan penalty, if any (S$)

Agent professional fee (S$)

Estimated net cash proceeds

S$0

Send These Numbers to Darren on WhatsApp

This opens WhatsApp with your figures pre-filled — you review and send it yourself. Nothing is sent automatically.

This calculator provides an estimate only, based on the figures you enter. It is not your final cash proceeds and does not account for every fee, charge, or circumstance specific to your transaction. For an accurate assessment, please seek professional advice.

What goes into this

Outstanding loan

Redeemed to HDB or your bank on completion.

CPF refund

CPF used, plus the accrued interest it earned.

HDB charges

Upgrading cost, levy or resale levy, if any.

Legal and agent fees

Your conveyancing and commission costs.

Not sure a number’s right, or want a proper walkthrough? Send me your figures on WhatsApp