Dear Property Owners,
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Do You Know That You Are Sitting On A Gold Mine Which Can Unlock An Early Retirement With Passive Income?
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Do you know that many homeowners have already UPGRADED to private properties with just $8K and upwards household income without touching their savings?
Those with $10K income and upwards have even started owning PASSIVE INCOME generating investment properties.
Would you like to explore your available options?
Have You Ever Wondered?
1.) When you can upgrade?
2.) How much income you need to afford it?
3.) What is the initial payment needed?
4.) If upgrading is only for the rich?
What if I tell you that you are not alone?
Many home owners earning $7K and above have approached me before with similar concerns. It is not new and I see many in their 20-40s especially, needing assistance in this area.
With my clear and fact-based insights and step-by-step Property Wealth Planning strategies, they have since upgraded comfortably to private properties, created passive income streams and have a clear investment roadmap for the next 5-10 years.
How would it change your life if you could do the same ?
Financial freedom and a comfortable retirement is possible for those who know how.
What you do today can have massive ripple effects on your FINANCIAL FUTURE.
Let’s meet up for a FREE and NON-OBLIGATORY consultation session.
Property Wealth Planning (PWP)™ has been helping property owners like you increase their wealth accumulation capabilities and plan for their financial future.
Join thousands of property owners who have benefited from the low-risk and systematic investment plans that PWP provides.
During my sharing session, I will cover with you:
Property Wealth Plan™
A conservative and achievable plan to help you accumulate wealth quicker.
Financial Analysis
An in-depth analysis of your financial position and upgrading choices.
Funding Requirements
A report of all funds required for stamp duties, legal costs and miscellaneous fees.
Investment Analysis Method
A proven analysis method to filter the options in the market and determine the right property for you.
Investment Road Map
Plan ahead for the next 10 years with actionable steps at each phase.
Strategies & Techniques
Real life strategies that I have used to help clients multiply their property portfolios.
Real Life Case Study #01
(HDB Owner)
Mr and Mrs Lim, both 34 years old, were owners of a 4 room HDB flat. They sought me out to sell their HDB to buy a resale Executive Maisonette.
Property Wealth Planning™
After walking through a detailed financial analysis with them, I recommended them methods to help them accumulate wealth without just relying on their income.
Make Money Work For Them
By using low risk and proven Property Wealth Planning™ strategies, they have since upgraded to a condominium without touching any of their savings and even have $200k set aside in a rainy day fund.
With my systematic investment road map, they even managed to own an investment property 6 months later.
Real Life Case Study #02
(Condominium Owner)
Mr and Mrs Chai, with a combined income of $9K, sought my advice for selling their current 2 bedroom condominium to upgrade to a newer 3 bedroom condominium.
Property Wealth Planning™
After detailed analysing, we found that they could achieve more than an upgrade. Today, they own not 1, but 2 condominiums and yet have $300K cash set aside as their rainy day fund.
Smart Strategies Backed By Research
By using low risk and systematic Property Wealth Planning strategies, they are now paying lesser installments than if they had just upgraded to a 3 bedroom condominium.
And this is possible through the rental income from their investment property.
But I have almost fully paid up my HDB. Why should I upgrade?
If you are like most Singapore HDB Owners today, you are probably servicing your loan using your CPF.
You might even believe that it is best to pay off the loan as soon as possible.
My facts-based research shows how it impacts your financial goals & the potential huge difference PWP™ makes in your retirement funds.
The Right Method in Using Your CPF Can Make or Break Your Financial Future
Locking your CPF funds in your HDB flat is eating away at your wealth.
With your CPF dumped into your HDB flat, you:
Lose the 2.5% interest or more you earn from leaving it inside CPF.
Incur accrued interest of 2.5% that you need to pay back when you eventually sell.
5% is TAKEN AWAY from your cash proceeds year after year when you sell.
Example:
If $200,000 CPF funds was used to pay for your HDB, at the end of 5 years, you lose $26,600 in interest earnings.
In addition to that, if you sell your HDB after 5 years, you would have to return $226,600 to CPF instead of the $200,000 used earlier on. This means you receive $26,600 less cash proceeds from your total sales proceeds.
To summarize, the longer you hold on to a HDB flat paid using CPF funds, the less interest you earn AND less cash proceeds you will receive.
Is this outcome preventable? Arrange a non-obligatory consultation with me to find out!
New Financial Possibilities Await You
Due to a lack of understanding, many clients assume that their dream properties are out of their reach due to worries like age, income, risks etc.
As a Property Wealth Planner™, I provide rigorously researched analysis to lower your risks and creative solutions customized for you for your property asset progression plan.
Sadly, some clients have missed their chance and wished I was there to advise them in the past.
Will you want to have the same regrets when you look back 10 years down the road? I certainly hope not.
With Property Asset Progression or Property Wealth Planning™ strategies and a guided investment road map from me, you can:
Achieve Financial Freedom
Start working towards a financially free future.
Grow Your Property Portfolio
With safe and proven property wealth planning™ insights and a systematic road map.
Generate Passive Income
With minimal or zero additional financial commitment.
Maintain Rainy Day Reserves
A healthy and financially prudent cash reserve set aside for rainy days.
Retire Earlier Safely
With a secure financial safety net that provides your family peace of mind.
YOU DESERVE A MUCH BETTER LIFE
At this point, you can give up and continue what you are doing but let’s be frank, you won’t still be reading if that’s what you wanted.
All I ask now is for 1 hour of your time. That’s it.
After an hour, you can choose to either walk away or ……
TRANSFORM YOUR LIFE FOR THE BETTER.
As an investor myself and with FIELD-TESTED and PROVEN Property Wealth Planning™ strategies, I will guide you step by step to UPGRADE and make your property work for you instead.
This 1 hour might CHANGE YOUR LIFE.
Get a limited period 1-time FREE consultation where I will share with you how I have helped many clients, who were in the same situation, grow their wealth.
Hello, I am Darren Ong
As a real estate professional, my duty is to help my clients achieve financial freedom and grow their wealth through Property Wealth Planning™.or Property Asset Progression
I believe that with prudent investing property strategies and a clear investment road map, anyone can enjoy a life of abundance and financial stability.
Darren Ong (王伟丞)
Associate District Director of Huttons Asia Pte Ltd
CEA Registration No.: R026434F
Agency License: L3008899K
Contact: +65 9383 9588
Happy Clients
"Darren understands and communicates with his customers very well. A very patient agent who explains every step in detail. He is efficient and suits working with busy working adults like us.
Quick and fast transaction. Good advice to make the most of the sale. Always updating on the latest info thus not worrying us as seller even during the long COVID-19 Circuit Breaker period. Great job!"
Iszreen & Fadilah (Seller & Buyer)
"A professional and dedicated agent such as Darren Ong who helped me sell the 4-room HDB flat and successfully upgraded to my current unit.
With my wife and I being comfortable with his work ethics and sincerity when he handled our sale. We got him to source for a condominium unit purchase in the Pasir Ris and Changi area.
Again, needless to say, Darren provided his advice and sourced for a resale unit which is within my budget in the end. We found my current unit which we like a lot within 2 weeks after our sale of the HDB unit! What really impressed me the most is how he negotiated with the selling agent as it was my first time buying a resale condominium unit and eager to secure the one we like. I almost paid the asking price by the seller. Luckily Darren strategized our approach in our purchase.
Having to thank him in person is not good enough as I feel I ought to write this feedback to commend this wonderful, dedicated, and sincere agent!"
Gareth & Winnie (Seller & Buyer)
"My husband and I wanted to do an upgrade. However, we are not familiar with the process of selling our existing Segar Road HDB and to do condo upgrading. We decided to engage professional help with Darren. He is very patient and understands the processes well.
We work together according to his guided timeline, the whole process took 5 months to complete for selling our existing HDB and buying of our desired condo including the time spent viewing various condos. Darren gives us honest opinions with his industry knowledge. he manages the seller and buyer well in the terms of communicating our needs and negotiating prices. It was overall a smooth process with no hiccups!
Someone, I will definitely recommend if anyone needs his professional help with selling or upgrading!"
JF & SJ (Seller & Buyer)
"Darren is an extremely humble and positive individual. We have learnt so much from him through our interactions and discussions over the months.
He is knowledgeable and is patient in explaining the terms to us. He is responsive and helpful in helping us see through our transactions.
We will definitely recommend him to our friends and family members. Keep up the good job, Darren!"
Fadhil Affandi & Nur (Seller & Buyer)
Safe & Systematic Solutions for Building Your Property Portfolio
Property Wealth Planners™ are equipped with the most up to date and advanced financing & portfolio structuring techniques in the market. Always ensure that you are advised by trusted professionals in your journey towards financial freedom.
Fancy a Property Agent Career? Call me today!
Let me help you achieve financial freedomsafely and predictably.
Let me share with you over a limited period 1-time FREE and non-obligatory consultation.
Disclaimer: The property asset progression case studies are for educational use only and we make no representation or warranties with respect to the accuracy, applicability, or completeness of its contents. Any forward-looking statements outlined in this landing page are simply our opinions, estimates, expectations, or forecasts for future potential, and thus are not guarantees or promises for actual performance. As required by law, we can make no guarantees that you will achieve any results. Results will vary from case to case. The terms “Property Wealth Planning” and “Property Wealth Planners” are trademarked assets of Navis Living Group, a Division of Huttons Asia Pte Ltd. Unauthorized usage is strictly prohibited and legal recourse will be pursued for any violations. In adherence to the Personal Data Protection Act, by submitting your personal particulars through the forms on this website, you are hereby agreeing to allow us to contact you via the contact information you have provided. No part of this site may be reproduced or reused for any other purposes whatsoever without our prior written permission. Other terms used Property Asset Progression, Singapore Property Investment, Property Portfolio Restructuring, Investing Property Strategies, and Property Upgrading.
